With data architecture modernization, fintech achieves a 40% increase in capital generation

e-Core • August 6, 2024

The Challenge


Founded in 2017, a55 is a fintech that provides significant financial support to new economy companies. It offers solutions for companies in the service industry, such as ERP’s, CRM’s, and Marketplaces, which have clients with predictable revenues.


However, they faced challenges with their data architecture that hindered efficient credit analysis, customer understanding, and portfolio recovery. The need for a robust and scalable infrastructure to support their data-driven credit offerings was critical for maintaining their competitive edge.


The Solution: Data Architecture Modernization


a55 partnered with e-Core to modernize their data architecture. The project involved a comprehensive review and enhancement of their cloud infrastructure according to the Well-Architected Framework and Data Lake Best Practices. Additionally, e-Core implemented Infrastructure as Code (IaC) to streamline deployment and management processes for all data platforms. These improvements enabled a55 to leverage data intelligence for more accurate credit offerings, enhancing their unique value proposition and fostering a data-driven culture.


The Results


The collaboration with e-Core led to significant improvements for a55:

  • 40% Increase in Capital Generation: Enhanced data architecture allowed for more efficient credit analysis and better capital allocation.
  • 15% Improvement in Portfolio Recovery: Improved understanding of customer data contributed to more effective recovery strategies.
  • 70% Reduction in AWS Costs: Optimized cloud infrastructure led to substantial cost savings.
  • Launch of a New DeFi Product: The modernized infrastructure supported the development and introduction of a new decentralized finance (DeFi) product.


The successful modernization of a55’s data architecture empowered the fintech to offer more precise credit lines based on data intelligence, solidifying its position as a key player in the financial services industry.

Safeguard financial services amid economic headwinds.

Achieve operational excellence and regulatory compliance while ensuring efficiency, resilience, and security.

LET'S CONNECT

Ready to unlock your team's potential?


Blue logo: stylized person with upward arrows next to the text

e-Core

We combine global expertise with emerging technologies to help companies like yours create innovative digital products, modernize technology platforms, and improve efficiency in digital operations.


You may also be interested in:

By Adriele Radmann August 3, 2026
Discover why customer support is your strongest shield against churn. Learn how to connect support, product dev, and AI to protect recurring revenue.
July 23, 2026
See how Banco Inter migrated to Jira Cloud, cut $200K in annual costs, and boosted team efficiency with e-Core as its implementation partner.
By Flávia Batista July 10, 2026
There is a belief that runs deep inside IT operations teams: a noisy environment is a healthy one. If alerts are firing constantly, if tickets are piling up, if the on-call rotation is getting hit at 2am, that means monitoring is working. The tools are catching things. I understand where this comes from. In the early days of observability, silence was genuinely suspicious. A quiet dashboard often meant a gap in coverage, a misconfigured rule, something important slipping through undetected. So teams learned to treat volume as proof, and that instinct stayed long after the environment around it changed. But noise is not proof that monitoring is working. In most cases, it is proof that something upstream was never fixed. Automation at the wrong end When alert volume becomes unsustainable, the response is almost always the same. Leadership looks at the backlog (a thousand tickets a day, engineers buried, SLAs slipping) and reaches for automation at the remediation end of the pipeline: AI agents plugged into monitoring tools, scripts that fire when incident X arrives, routing logic that moves tickets faster. These are reasonable responses to an unreasonable situation, but they treat cost rather than cause. Most of those alerts should never have been generated. Processing them faster does not change why they exist.